Dental One Associates of Toco Hills
2882 N Druid Hills Road NE, Suite A, Atlanta, GA 30329

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
The staff is very knowledgeable about cost/services. I especially appreciated Kesha. She took time to explain my current conditions, suggested treatments and cost effective solutions based on my […]
Keisha T.
Dental hygienists, front office staff, and dentists are friendly, knowledgeable and always do a great job when I visit.
Matthew T.
The staff n dental assistants are professional, friendly, n helpful.
Veronica M.
Amazing experience cant wait to get my filling done whole staff are nice
Kim S.
Great dental office! No one likes the dentist, but the folks at Dental One Toco Hills make it a painless and pleasant experience. Everyone is so friendly and kind, assuaging the fears of even the […]
Erin H.
Professional, friendly, clean and timely.
Tonya M.
Just had my deep cleaning with Dr Washington and His team Toya and Kesha was very helpful and nice ..The office manager made sure everything was OK with the service. Thanks Keisha for staying on me […]
Taiwan C.
Workers were professional and explained billing very well. The service was punctual.
Sara L.
I do not have any complaints. Clean, well maintained.
Thelma T.
Dental hygienist is always friendly, knowledgeable and does a great job when I visit. The front office staff likewise is very friendly and helpful.
Matthew T.
* Staff was extremely attentive, upbeat, and friendly * Appointment was quick and easy * Dentist and Dental Hygienist were fantastic * Cost was very reasonable * I opted for a whitening treatment and […]
Brittani S.
Dental Hygienist, John, is very thorough and has great customer service skills.
Michelle B.
I truly appreciate Dr DeAngelis and all the folks who work with her.
Melissa M.
The courtesy, the friendliness of staff along with the skill of Dr. Jewett.
Steve F.
Everything went well. I was seen at my scheduled time, the staff was friendly and yet professional, my paperwork and checkout was ready and done efficiently
Linda W.
Clean, everyone was friendly, flexibility and help in making appointments, happy with teeth cleaning and the explanations of what was going on.
Emily C.
I like the way Dental One take care of my teeth and the customer service that is always rendered. Thanks for your service!
Janet S.
Excellent service
Lamarva I.
I have been going to this location to get my teeth cleaned for a few years now. My original hygienist moved to another location so I have had quite a few different ones during my past few cleanings. […]
Jemekia T.
Always a good experience. They really helped my teeth stay on the right track.
Summer J.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 7:00 AM - 5:00 PM
  • Tuesday 7:00 AM - 5:00 PM
  • Wednesday 7:00 AM - 5:00 PM
  • Thursday 7:00 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday 9:00 AM - 1:00 PM
  • Sunday Closed
Get in touch:
  • Phone: (404) 410-7841
Our Location