Dental One Associates of Toco Hills
2882 N Druid Hills Road NE, Suite A, Atlanta, GA 30329

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
The very best care I have ever had – and I am an older lady. Hats off to everyone – from the greeter who is friendly and efficient. To the person handling the billing who worked hard to […]
Alena A.
I have been going to this location to get my teeth cleaned for a few years now. My original hygienist moved to another location so I have had quite a few different ones during my past few cleanings. […]
Jemekia T.
John did a great job explaining the work he was doing. Dawn was patient in talking to me about my concerns with the online reviews I have seen. She also offered a recommendation for a Pediatric […]
Robert S.
This review may be a little unusual, as I am writing as a former patient. I moved to another area and changed dental offices a few years ago for geographical convenience. In order to facilitate the […]
A H.
Great customer service and promptness.
Shalani M.
* Staff was extremely attentive, upbeat, and friendly * Appointment was quick and easy * Dentist and Dental Hygienist were fantastic * Cost was very reasonable * I opted for a whitening treatment and […]
Brittani S.
The staff is very knowledgeable about cost/services. I especially appreciated Kesha. She took time to explain my current conditions, suggested treatments and cost effective solutions based on my […]
Keisha T.
I have been a patient of Dental One Associates for at least 18 years. I have never been more satisfied with my dental care. I hear horror stories about visits to the dentist, but I am so happy to not […]
Natasha D.
Timely friendly and well explained treatment
Stefan B.
Interaction with staff was very pleasant.
Samantha B.
I like the way Dental One take care of my teeth and the customer service that is always rendered. Thanks for your service!
Janet S.
The staff is super nice and I have never waited in the lobby for more than 10 minutes.
Clay M.
Everything went smoothly and you guys are always right on time. The staff is courteous and professional and it’s clear that everyone is focused on providing a high level of service.
Stefanie T.
Thank you Dr. Washington for my wonderful experience at Dental One; special thanks to the outstanding staff who made my experience a success kudos to Kesha, Tanisha and Toya
Angela C.
I feel like family when I come to receive my treatment. I never experienced any problems with customer service from my hygienist down to the receptionist. I feel like they always have my best […]
Raja S.
I have been a patient of this Dental practice for about 20 years. I have never had a bad experience with the staff, technicians, the Doctors, or the facility. I have always been treated with respect, […]
Diania W.
Great service
Cathy S.
Very professional and efficient.
Douglas F.
The staff is always so friendly, pleasant and accommodating. Everyone from the receptionist to finance and scheduling, to the hygenist to Dr. DeAngelis.
Gregory S.
I have been using Dental One Associates for the past 20 years and I have always had great Service. The staff is very professional, pleasant, and caring.
Diania W.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 7:30 AM - 5:00 PM
  • Tuesday 7:30 AM - 5:00 PM
  • Wednesday 7:30 AM - 5:00 PM
  • Thursday 7:30 AM - 5:00 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday 8:30 AM - 2:00 PM
  • Sunday Closed
Get in touch:
  • Phone: (404) 410-7841
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